What You Need to Know About Applying for Social Security
As you work your way through your prime earning years, the question of retirement eventually pops up, leaving you to think about a number of things. One source of income that you will draw from is Social Security, and you may have a few questions about exactly when you should apply for it. Do you
Read MoreChoosing Between a Roth 403B and a Traditional 403B
Should you choose a Roth 403B or go the traditional route? It might be a question you’ve asked yourself without knowing where to begin looking for the answer, so I will help you do just that with this post. The Roth 403B and the Traditional 403B With a Roth account, you give up an advantage
Read MoreOpening a 529 College Savings Plan
Among the many different types of savings plans designed to fund a college education, I’m of the opinion that 529 plans should really be considered. These plans take the best of other types of savings vehicles but avoid some of the many drawbacks. Of the various advantages, the main one is that the in-account earnings
Read MoreAre You Rethinking Your Retirement?
I recently read an article about prospective retirees who were rethinking their plans for retiring because of feeling uncertain or anxious about the future. I think it’s a valid concern and one I hear often from people. But what can you do about it? That’s what we’ll explore in this post, so keep reading to
Read MoreAmerica’s Social Security Problem
The Social Security program is a federal program that provides income for retired and disabled workers. This is done through the collection of Social Security taxes that every worker in the United States pays during their working years and these workers are entitled to receive payments when they reach retirement age. Lately, you’ve probably heard
Read MoreA Closer Look at 401(k) Plan Fees
At a time when companies everywhere are shifting from providing traditional pensions to defined-contribution plans, like a 401(k) it pays to know just how your retirement plan works. Companies are increasingly urging their employees to control their own retirement funding in order to avoid retirement plans going underfunded. It’s somewhat similar to what we see
Read MoreIRA Rollovers
It’s no secret that your personal finance management becomes more complex the higher your net worth climbs. As you acquire assets, whether cash, investments, real estate, retirement accounts, or anything else, you need to become aware of the ways in which you’re legally allowed to move that money around. Not only will doing so ensure
Read More
Recent Comments