Estate Planning: Strategies to Practice and Mistakes to Avoid
There comes a time in everyone’s life where they need to think about what they want to happen with their assets after they die. In almost all cases, that means leaving everything to heirs, but they might not know the steps they need to take in order to make that happen. In this post we’ll
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America’s Social Security Problem
The Social Security program is a federal program that provides income for retired and disabled workers. This is done through the collection of Social Security taxes that every worker in the United States pays during their working years and these workers are entitled to receive payments when they reach retirement age. Lately, you’ve probably heard
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All About Real Estate Investing
Real estate and land have built countless fortunes over time. Think about Manhattan Island, and how it was purchased for what would equal roughly $600 in today’s money. It’d be hard to say just how much the island is worth now, but Peter Minuit, who purchased the island, definitely didn’t overpay. Even when statistics show
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Estate Planning To Do’s
When was the last time you thought about your beneficiaries and the titles to your assets? Over time, as you accumulate bank accounts, investment accounts, property, annuities, and other assets that can gain value, it can be easy to forget about making sure these things are set to go to the people you want them
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Common Mistakes in Personal Finance
There are a lot of different aspects of personal finance, so it would make sense that you wouldn’t have mastered all of them. Even if you’re comfortable with things like mortgages and stocks, there are still some things to learn. Because of that, I’d like to look at some common mistakes I see people make
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Could You Pick Your Own Stocks?
For many investors, there comes a point where they decide to go into the stock market. It’s almost like a coming of age, where the person decides to take more control of where their money goes. A bad experience might lead some to go back to managed investments while others find success and keep going
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Falling Mortgage Rates and You
A lot of people believe that mortgage rates will automatically drop when the Fed cuts interest rates when, in reality, it can sometimes be the opposite. When you hear about the fed cutting rates, the headline is referring to the Federal Funds Rate, which is the overnight lending rate that the Federal Reserve uses with
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A Financial Plan for the Middle Class
- By: jerome lacote
- middle class
- Dec 1
- Comments (0)
Good financial advice in life is one thing that everyone needs, but very few people actually get. It doesn’t matter how much money you have, without a plan, you are more likely to not reach your goals. While financial advisors are there for that very reason, many of them prefer to work with rich clients
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The Story of Glover Quinn
When it comes to the personal lives of professional athletes, few things are talked about more than the money they make. The kind of money that many players in the NFL earn would set them up for life, yet you can probably think of a time when you heard about a player losing it all
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A Closer Look at 401(k) Plan Fees
- By: jerome lacote
- 401(k) planning
- Nov 1
- Comments (0)
At a time when companies everywhere are shifting from providing traditional pensions to defined-contribution plans, like a 401(k) it pays to know just how your retirement plan works. Companies are increasingly urging their employees to control their own retirement funding in order to avoid retirement plans going underfunded. It’s somewhat similar to what we see
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